Which countries globally have the highest household debt?

Valerie Charoux
2 days ago
3 min read

News Economy World – Here is the ranking of countries globally that have the highest household debt as a share of net household disposable income in 2024, according to the OECD report dated January 21^st, 2026.

Top 20 countries globally that have the highest household debt:

1 – Norway

Norway ranks No. 1 country globally that has the highest household debt as a share of net household disposable income with 236%, according to the OECD report dated January 2026.

2 – Switzerland

Switzerland ranks 2^nd country globally that has the highest household debt as a share of net household disposable income with 224%, according to the OECD report dated January 2026.

3 – Australia

Australia ranks 3^rd country globally that has the highest household debt as a share of net household disposable income with 223%, according to the OECD report dated January 2026.

4 – Netherlands

Netherlands ranks 4^th country globally that has the highest household debt as a share of net household disposable income with 213%, according to the OECD report dated January 2026.

5 – Denmark

Denmark ranks 5^th country globally that has the highest household debt as a share of net household disposable income with 203%, according to the OECD report dated January 2026.

6 – Luxembourg

Luxembourg ranks 6^th country globally that has the highest household debt as a share of net household disposable income with 184%, according to the OECD report dated January 2026.

7 – Korea

Korea ranks 7^th country globally that has the highest household debt as a share of net household disposable income with 180%, according to the OECD report dated January 2026.

8 – Sweden

Sweden ranks 8^th country globally that has the highest household debt as a share of net household disposable income with 180%, according to the OECD report dated January 2026.

9 – Canada

Canada ranks 9^th country globally that has the highest household debt as a share of net household disposable income with 175%, according to the OECD report dated January 2026.

10 – Finland

Finland ranks 10^th country globally that has the highest household debt as a share of net household disposable income with 143%, according to the OECD report dated January 2026.

11 – United Kingdom

United Kingdom ranks 11^th country globally that has the highest household debt as a share of net household disposable income with 131%, according to the OECD report dated January 2026.

12 – Japan

Japan ranks 12^th country globally that has the highest household debt as a share of net household disposable income with 127%, according to the OECD report dated January 2026.

13 – France

France ranks 13^th country globally that has the highest household debt as a share of net household disposable income with 115%, according to the OECD report dated January 2026.

14 – Belgium

Belgium ranks 14^th country globally that has the highest household debt as a share of net household disposable income with 106%, according to the OECD report dated January 2026.

15 – Portugal

Portugal ranks 15^th country globally that has the highest household debt as a share of net household disposable income with 103%, according to the OECD report dated January 2026.

16 – Ireland

Ireland ranks 16^th country globally that has the highest household debt as a share of net household disposable income with 100%, according to the OECD report dated January 2026.

17 – United States

United States ranks 17^th country globally that has the highest household debt as a share of net household disposable income with 100%, according to the OECD report dated January 2026.

18 – Germany

Germany ranks 18^th country globally that has the highest household debt as a share of net household disposable income with 86%, according to the OECD report dated January 2026.

19 – Slovak Republic

Slovak Republic ranks 19^th country globally that has the highest household debt as a share of net household disposable income with 79%, according to the OECD report dated January 2026.

20 – Spain

Spain ranks 20^th country globally that has the highest household debt as a share of net household disposable income with 77%, according to the OECD report dated January 2026.