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Unicorns and Future Unicorns incubated at the University of Lisbon - Portugal Business News Startup News Europe – The University of Lisbon led to the creation of startups worth over 18 billion euros, while all startups based in Lisbon are worth 24 billion euros, according to a report just published by Dealroom in November 2025. Here are the Unicorns, Future Unicorns and Rising Stars incubated at the University of Lisbon:   One out of four startups created in Lisbon are founded by alumni of the University of Lisbon since 2020, with over 1,000 startups representing 75% of Lisbon’s startup ecosystem value.   Alumni from the University of Lisbon have created startups in over 40 countries, including Unicorns Anchorage Digital, TEKEVER, Talkdesk and Outsystems, that made exits worth over 1 billion euros.     1 - Here are the Unicorns incubated by the University of Lisbon:     1 – Anchorage Digital   Anchorage Digital has a valuation of USD 3 billion and operates in the Fintech and Crypto market. It was launched in 2017 and has registered a 35% growth within the last 12 months.     2 – TEKEVER   TEKEVER has a valuation of USD 1.3 billion and operates in the Security and Robotics market. It was launched in 2001 and has registered 55% growth within the last 12 months.     3 – Talkdesk   Talkdesk has a valuation of USD 10.0 billion and operates in the Marketing software market. It was launched in 2011 and has registered 4% growth within the last 12 months.     4 – Outsystems   Outsystems has a valuation of USD 4.4 billion and operates in the Enterprise software market. It was launched in 2001 and has registered 4% growth within the last 12 months.     5 – Amboss   Amboss has a valuation of between USD 1.1 – 1.6 billion and operates in the Health Platform market. It was launched in 2012 and has registered 9% growth within the last 12 months.     2 – Here are the Future Unicorns incubated by the University of Lisbon:     1 – Distalmotion   Distalmotion has a valuation of nearly USD 900 million and operates in the Health and Robotics market. It was launched in 2011 and has registered 27% growth within the last 12 months.     2 – Cambrian BioPharma   Cambrian BioPharma has a valuation of nearly USD 600 million and operates in the Health Biotechnology market. It was launched in 2019 and has registered 4% growth within the last 12 months.     3 – Unbabel   Unbabel was sold to US company TransPerfect.     3 - Here are the Rising Stars incubated by the University of Lisbon:    1 – Bloq.it   Bloq.it is a tech Rising Star, meaning that it has a valuation of less than USD 200 million.     2 – BUSUP   BUSUP is a tech Rising Star, meaning that it has a valuation of less than USD 200 million.     3 – Stake   Stake is a tech Rising Star, meaning that it has a valuation of less than USD 200 million.     4 – Indie Campers   Indie Campers is a tech Rising Star, meaning that it has a valuation of less than USD 200 million.     5 – BHOUT   BHOUT is a tech Rising Star, meaning that it has a valuation of less than USD 200 million.

Amazon’s fastest-growing ecommerce markets in Europe - Portugal Business News Ecommerce News Europe – Here are Amazon’s fastest-growing ecommerce markets in Europe, with projected online sales per market, the time it takes to break-even and the best-selling products, according to a report by AMZ Prep, dated November 12 th , 2025:   Europe is now one of the most exciting marketplaces for you to expand your Amazon sales with a variety of market opportunities for online selling, according to AMZ Prep that is prepping over 100 million items for Amazon annually.       Here are Amazon’s Top 5 fastest-growing ecommerce markets in Europe:     1 – Germany   Germany ranks No. 1 fastest-growing ecommerce market in Europe and is projected to reach $126 billion by 2025, with 88% of Germans making purchases online.   Germany’s most profitable ecommerce categories include electronics, fashion, home goods, and personal care products. Germany is one of Amazon’s most profitable markets outside the US.   When selling on Amazon Germany, you require a minimum of 8 months to break even and earn a profit if your brand and products are new to them.     2 – United Kingdom   The UK ranks 2nd fastest-growing ecommerce market in Europe and is projected to reach $150 billion by 2025, with 88% of Germans making purchases online.   The United Kingdom’s most profitable ecommerce categories include Beauty Products, Eco-Friendly Goods, Health Supplements, and Pet Supplies.   When selling on Amazon UK, you can typically reach profitability within 6 to 10 months. This relatively quick break-even period is one of the eCommerce selling advantages in the UK.     3 – France   France ranks 3rd fastest-growing ecommerce market in Europe and is projected to reach $ 81 billion by 2025, with 65% of French consumers making purchases online.   Paris, Lyon, and Marseille are the popular urban areas for online shopping.    The most profitable ecommerce categories in France include Fashion, Beauty, Organic Goods, Gourmet Food, Eco-Friendly Items and Electronics.   When selling on Amazon France, you typically need 9 to 14 months to reach profitability.      4 – Italy   Italy ranks 4th fastest-growing ecommerce market in Europe and is projected to reach $ 50 billion by 2025, with 52% of Italian consumers making purchases online.   The most profitable ecommerce categories in Italy include Fashion, Handmade goods, including jewelry, art, and home décor; Food, including Gourmet items, authentic food, and organic products; Luxury Goods, including Designer goods, high-end electronics, and luxury cosmetics.   Italy’s eCommerce market is growing rapidly compared to other European nations and you require 12–18 months to reach break-even.      5 – Spain   Spain ranks 5th fastest-growing ecommerce market in Europe and is projected to reach $ 60 billion by 2025, with over 70% of Spanish consumers making purchases online.   Nearly nine out of ten people in Spain said they used Amazon to purchase online in 2024. It’s now the time to initiate your European expansion and acquire Spanish consumers!   The most profitable ecommerce categories in Spain include Electronics with products like smartphones, wearables, and smart home devices are in strong demand; Home Improvement with products such as tools, furniture, and décor continue to perform well; Personal Care Products with Beauty and wellness products, including skincare, haircare, and health supplements; Sustainable Goods with Eco-friendly products such as organic foods and reusable household items.   Spain’s eCommerce market is growing rapidly compared to other European nations and you require 10 to 15 months to reach break-even.  You can also significantly increase your returns by strategically focusing on high-demand categories like electronics and personal care products.

Economic & GDP forecast for EU countries for 2025 to 2027 - Portugal Business News News EU Economy – Here is the Economic and GDP forecast for EU countries according to the European Commission report published on November 17 th , 2025:   The GDP forecast for the EU as a whole is 1.4% in 2025 and in 2026, and 1.5% in 2027.   The Inflation forecast for the EU as a whole is 2.5% in 2025, 2.1% in 2026 and 2.2% in 2027.       Here is the Economic and GDP forecast for EU countries for 2025 to 2027:     1 – Economic forecast for Austria in 2025 to 2027:   ·      Austria’s GDP forecast is 0.3% for 2025, 0.9% for 2026, 1.2% for 2027. ·      Austria’s Inflation forecast is 3.5% for 2025, 2.4% for 2026, 2.2% for 2027 ·      Austria’s Unemployment forecast is 5.6% for 2025, 5.5% for 2026, 5.3% for 2027 ·      Austria’s Debt to GDP ratio forecast is 81.4% for 2025, 82.6% for 2026, 83.9% for 2027.   2 - Economic forecast for Belgium in 2025 to 2027:   ·      Belgium’s GDP forecast is 1.0% for 2025, 1.1% for 2026, 1.3% for 2027. ·      Belgium’s Inflation forecast is 2.8% for 2025, 1.8% for 2026, 2.0% for 2027 ·      Belgium’s Unemployment forecast is 6.0% for 2025, 6.2% for 2026, 6.1% for 2027 ·      Belgium’s Debt to GDP ratio forecast is 107.1% for 2025, 109.9% for 2026, 112.2% for 2027.     3 - Economic forecast for Bulgaria in 2025 to 2027:   ·      Bulgaria’s GDP forecast is 3.0% for 2025, 2.7% for 2026, 2.1% for 2027. ·      Bulgaria’s Inflation forecast is 3.5% for 2025, 2.9% for 2026, 3.7% for 2027 ·      Bulgaria’s Unemployment forecast is 3.5% for 2025, 3.7% for 2026, 3.8% for 2027 ·      Bulgaria’s Debt to GDP ratio forecast is 28.5% for 2025, 30.6% for 2026, 32.6% for 2027.     4 - Economic forecast for Croatia in 2025 to 2027:   ·      Croatia’s GDP forecast is 3.2% for 2025, 2.9% for 2026, 2.5% for 2027. ·      Croatia’s Inflation forecast is 4.3% for 2025, 2.8% for 2026, 2.2% for 2027 ·      Croatia’s Unemployment forecast is 4.7% for 2025, 4.5% for 2026, 4.6% for 2027 ·      Croatia’s Debt to GDP ratio forecast is 56.2% for 2025, 56.1% for 2026, 55.9% for 2027.     5 - Economic forecast for Cyprus in 2025 to 2027:   ·      The GDP forecast for Cyprus is 3.4% for 2025, 2.6% for 2026, 2.4% for 2027. ·      The Inflation forecast for Cyprus is 0.9% for 2025, 1.5% for 2026, 1.9% for 2027 ·      The Unemployment forecast for Cyprus is 4.7% for 2025, 4.5% for 2026, 4.3% for 2027 ·      The Debt to GDP ratio forecast for Cyprus is 56.4% for 2025, 51.0% for 2026, 45.7% for 2027.     6 - Economic forecast for Czechia in 2025 to 2027:   ·      The GDP forecast for Czechia is 2.4% for 2025, 1.9% for 2026, and 2.4% for 2027. ·      The Inflation forecast for Czechia is 2.3% for 2025, 2.1% for 2026, 2.4% for 2027 ·      The Unemployment forecast for Czechia is 2.7% for 2025, 3.0% for 2026, 3.1% for 2027 ·      The Debt to GDP ratio forecast for Czechia is 43.4% for 2025, 44.1% for 2026, 45.1% for 2027.     7 - Economic forecast for Denmark in 2025 to 2027:   ·      The GDP forecast for Denmark is 2.0% for 2025, 2.1% for 2026, and 1.7% for 2027. ·      The Inflation forecast for Denmark is 1.9% for 2025, 1.0% for 2026, 1.8% for 2027 ·      The Unemployment forecast for Denmark is 6.1% for 2025, 6.1% for 2026, 6.0% for 2027 ·      The Debt to GDP ratio forecast for Denmark is 28.9% for 2025, 27.7% for 2026, 26.8% for 2027.     8 - Economic forecast for Estonia in 2025 to 2027:   ·      The GDP forecast for Estonia is 0.6% for 2025, 2.1% for 2026, and 2.0% for 2027. ·      The Inflation forecast for Estonia is 4.8% for 2025, 2.8% for 2026, 2.2% for 2027 ·      The Unemployment forecast for Estonia is 7.6% for 2025, 7.2% for 2026, 7.1% for 2027 ·      The Debt to GDP ratio forecast for Estonia is 23.4% for 2025, 25.9% for 2026, 29.2% for 2027.     9 - Economic forecast for Finland in 2025 to 2027:     ·      The GDP forecast for Finland is 0.1% for 2025, 0.9% for 2026, and 1.2% for 2027. ·      The Inflation forecast for Finland is 1.9% for 2025, 1.6% for 2026, 2.0% for 2027 ·      The Unemployment forecast for Finland is 9.5% for 2025, 9.3% for 2026, 9.0% for 2027 ·      The Debt to GDP ratio forecast for Finland is 88.1% for 2025, 90.9% for 2026, 92.3% for 2027.     10 - Economic forecast for France in 2025 to 2027:   ·      The GDP forecast for France is 0.7% for 2025, 0.9% for 2026, and 1.1% for 2027. ·      The Inflation forecast for France is 1.0% for 2025, 1.3% for 2026, 1.8% for 2027 ·      The Unemployment forecast for France is 7.6% for 2025, 8.0% for 2026, 8.2% for 2027 ·      The Debt to GDP ratio forecast for France is 116.3% for 2025, 118.1% for 2026, 120.0% for 2027.     11- Economic forecast for Germany in 2025 to 2027:   ·      The GDP forecast for Germany is 0.2% for 2025, 1.2% for 2026, and 1.2% for 2027. ·      The Inflation forecast for Germany is 2.3% for 2025, 2.2% for 2026, 1.9% for 2027 ·      The Unemployment forecast for Germany is 3.6% for 2025, 3.5% for 2026, 3.3% for 2027 ·      The Debt to GDP ratio forecast for Germany is 63.5% for 2025, 65.2% for 2026, 67% for 2027.     12 - Economic forecast for Greece in 2025 to 2027:   ·      The GDP forecast for Greece is 2.1% for 2025, 2.2% for 2026, and 1.7% for 2027. ·      The Inflation forecast for Greece is 2.8% for 2025, 2.3% for 2026, 2.4% for 2027 ·      The Unemployment forecast for Greece is 9.3% for 2025, 8.6% for 2026, 8.2% for 2027 ·      The Debt to GDP ratio forecast for Greece is 147.6% for 2025, 142.1% for 2026, 138% for 2027.     13 - Economic forecast for Hungary in 2025 to 2027:     ·      The GDP forecast for Hungary is 0.4% for 2025, 2.3% for 2026, and 2.1% for 2027. ·      The Inflation forecast for Hungary is 4.5% for 2025, 3.6% for 2026, 3.5% for 2027 ·      The Unemployment forecast for Hungary is 4.5% for 2025, 4.4% for 2026, 4.3% for 2027 ·      The Debt to GDP ratio forecast for Hungary is 73.7% for 2025, 73.9% for 2026, 74.9% for 2027.     14 - Economic forecast for Ireland in 2025 to 2027:   ·      The GDP forecast for Ireland is 10.7% for 2025, 0.2% for 2026, and 2.9% for 2027. ·      The Inflation forecast for Ireland is 1.9% for 2025, 1.9% for 2026, 1.7% for 2027 ·      The Unemployment forecast for Ireland is 4.6% for 2025, 4.7% for 2026, 4.7% for 2027 ·      The Debt to GDP ratio forecast for Ireland is 33.1% for 2025, 32.5% for 2026, 31.3% for 2027.     15 - Economic forecast for Italy in 2025 to 2027:   ·      The GDP forecast for Italy is 0.4% for 2025, 0.8% for 2026, and 0.8% for 2027. ·      The Inflation forecast for Italy is 1.7% for 2025, 1.3% for 2026, 2.0% for 2027 ·      The Unemployment forecast for Italy is 6.2% for 2025, 6.1% for 2026, 6.0% for 2027 ·      The Debt to GDP ratio forecast for Italy is 136.4% for 2025, 137.9% for 2026, 137.2% for 2027.     16 - Economic forecast for Latvia in 2025 to 2027:   ·      The GDP forecast for Latvia is 1.0% for 2025, 1.7% for 2026, and 1.9% for 2027. ·      The Inflation forecast for Latvia is 3.6% for 2025, 2.2% for 2026, 2.4% for 2027 ·      The Unemployment forecast for Latvia is 6.8% for 2025, 6.6% for 2026, 6.5% for 2027 ·      The Debt to GDP ratio forecast for Latvia is 48.3% for 2025, 49.9% for 2026, 54.5% for 2027.     17 - Economic forecast for Lithuania in 2025 to 2027:   ·      The GDP forecast for Lithuania is 2.4% for 2025, 3.0% for 2026, and 2.2% for 2027. ·      The Inflation forecast for Lithuania is 3.4% for 2025, 2.8% for 2026, 2.7% for 2027 ·      The Unemployment forecast for Lithuania is 7.1% for 2025, 6.8% for 2026, 6.8% for 2027 ·      The Debt to GDP ratio forecast for Lithuania is 39.8% for 2025, 44.7% for 2026, 48.2% for 2027.     18 - Economic forecast for Luxembourg in 2025 to 2027:   ·      The GDP forecast for Luxembourg is 0.9% for 2025, 1.9% for 2026, and 2.2% for 2027. ·      The Inflation forecast for Luxembourg is 2.3% for 2025, 1.7% for 2026, 1.9% for 2027 ·      The Unemployment forecast for Luxembourg is 6.6% for 2025, 6.7% for 2026, 6.5% for 2027 ·      The Debt to GDP ratio forecast for Luxembourg is 26.8% for 2025, 27.1% for 2026, 27.2% for 2027.     19 - Economic forecast for Malta in 2025 to 2027:   ·      The GDP forecast for Malta is 4.0% for 2025, 3.8% for 2026, and 3.5% for 2027. ·      The Inflation forecast for Malta is 2.4% for 2025, 2.1% for 2026, 2.0% for 2027 ·      The Unemployment forecast for Malta is 3.0% for 2025, 2.9% for 2026, 2.9% for 2027 ·      The Debt to GDP ratio forecast for Malta is 47.0% for 2025, 47.2% for 2026, 47.3% for 2027.     20 - Economic forecast for the Netherlands in 2025 to 2027:   ·      The GDP forecast for the Netherlands is 1.7% for 2025, 1.3% for 2026, and 1.7% for 2027. ·      The Inflation forecast for the Netherlands is 3.0% for 2025, 2.5% for 2026, 2.1% for 2027 ·      The Unemployment forecast for the Netherlands is 3.9% for 2025, 4.1% for 2026, 4.3% for 2027 ·      The Debt to GDP ratio forecast for the Netherlands is 45.2% for 2025, 47.9% for 2026, 48.1% for 2027.     21 - Economic forecast for Poland in 2025 to 2027:   ·      The GDP forecast for Poland is 3.2% for 2025, 3.5% for 2026, and 2.8% for 2027. ·      The Inflation forecast for Poland is 3.4% for 2025, 2.9% for 2026, 3.7% for 2027 ·      The Unemployment forecast for Poland is 3.1% for 2025, 3.1% for 2026, 3.0% for 2027 ·      The Debt to GDP ratio forecast for Poland is 59.5% for 2025, 64.9% for 2026, 69.2% for 2027.     22 - Economic forecast for Portugal in 2025 to 2027:     ·      The GDP forecast for Portugal is 1.9% for 2025, 2.2% for 2026, and 2.1% for 2027. ·      The Inflation forecast for Portugal is 2.2% for 2025, 2.0% for 2026, 2.0% for 2027 ·      The Unemployment forecast for Portugal is 6.3% for 2025, 6.2% for 2026, 6.1% for 2027 ·      The Debt to GDP ratio forecast for Portugal is 91.3% for 2025, 89.2% for 2026, 88.2% for 2027.     23 - Economic forecast for Romania in 2025 to 2027:   ·      The GDP forecast for Romania is 0.7% for 2025, 1.1% for 2026, and 2.1% for 2027. ·      The Inflation forecast for Romania is 6.7% for 2025, 5.9% for 2026, 3.8% for 2027 ·      The Unemployment forecast for Romania is 6.1% for 2025, 5.8% for 2026, 5.6% for 2027 ·      The Debt to GDP ratio forecast for Romania is 59.1% for 2025, 61.1% for 2026, 62.7% for 2027.     24 - Economic forecast for Slovakia in 2025 to 2027:   ·      The GDP forecast for Slovakia is 0.8% for 2025, 1.0% for 2026, and 1.4% for 2027. ·      The Inflation forecast for Slovakia is 4.2% for 2025, 4.1% for 2026, 3.1% for 2027 ·      The Unemployment forecast for Slovakia is 5.4% for 2025, 5.6% for 2026, 5.6% for 2027 ·      The Debt to GDP ratio forecast for Slovakia is 61.9% for 2025, 64.0% for 2026, 66.9% for 2027.     25 - Economic forecast for Slovenia in 2025 to 2027:   ·      The GDP forecast for Slovenia is 1.0% for 2025, 2.4% for 2026, and 2.6% for 2027. ·      The Inflation forecast for Slovenia is 2.5% for 2025, 2.3% for 2026, 2.1% for 2027 ·      The Unemployment forecast for Slovenia is 3.4% for 2025, 3.5% for 2026, 3.5% for 2027 ·      The Debt to GDP ratio forecast for Slovenia is 65.2% for 2025, 63.7% for 2026, 63.1% for 2027.     26 - Economic forecast for Spain in 2025 to 2027:   ·      The GDP forecast for Spain is 2.9% for 2025, 2.3% for 2026, and 2.0% for 2027. ·      The Inflation forecast for Spain is 2.6% for 2025, 2.0% for 2026, 2.0% for 2027 ·      The Unemployment forecast for Spain is 10.4% for 2025, 9.8% for 2026, 9.6% for 2027 ·      The Debt to GDP ratio forecast for Spain is 100.0% for 2025, 98.2% for 2026, 97.1% for 2027.   27 - Economic forecast for Sweden in 2025 to 2027:   ·      The GDP forecast for Sweden is 1.5% for 2025, 2.6% for 2026, and 2.3% for 2027. ·      The Inflation forecast for Sweden is 2.5% for 2025, 0.6% for 2026, 1.6% for 2027 ·      The Unemployment forecast for Sweden is 9.0% for 2025, 8.4% for 2026, 7.9% for 2027 ·      The Debt to GDP ratio forecast for Sweden is 34.5% for 2025, 35.3% for 2026, 35.8% for 2027.

What is Portugal’s new R&D tax incentive SIFIDE II? - Portugal Business News Government of Portugal News – Portugal’s Council of Ministers just enacted a law to strengthen support for innovation, scientific and technological research, and the competitiveness of Portuguese companies, through amendments to the Investment Tax Code, namely the Research and Development (R&D) Tax Incentive SIFIDE II.      1 - What is Portugal’s new R&D tax incentive SIFIDE II?   Portugal’s new R&D tax incentive SIFIDE II aims to increase the competitiveness of companies through a deduction from corporate income tax of a percentage of their R&D expenses (in the part not covered by non-refundable grants from the State or European Funds).   The R&D activities covered by SIFIDE II include:   1 - Research expenses for the acquisition of new scientific or technical knowledge,   2- Development expenses incurred through the exploitation of research results or other scientific or technical knowledge, with a view to the discovery or substantial improvement of raw materials, products, services or manufacturing processes.     2 - What are the changes between SIFIDE and SIFIDE II?   In 2023, SIFIDE granted " more than 630 million euros in tax benefits, " but more than one billion euros that were placed in the funds, allegedly to invest in R&D, remained idle, he added.   SIFIDE II extends this scheme until the end of 2026 and introduces changes that ensure the strengthening of the economic impact of this incentive and greater efficiency and transparency in the application of tax benefits.   The Minister of the Presidency, António Leitão Amaro, stated that the Tax Authority evaluated the tax benefits of SIFIDE II, concluding that " the system is not working well: we are giving high tax benefits for transformations that in many cases do not happen ".   Thus, on the one hand, SIFIDE is extended, that is, the tax benefits given to companies that directly invest in Research and Development (R&D), until 2026.   On the other hand, looking to the future, "the indirect SIFIDE II program ends, meaning when companies put money into investment funds for these funds to, ideally, invest in R&D." For money already placed in the funds or that will be placed by the end of the year, " there is a transitional period of up to five years for the investments to be made ," he said.   It is also permitted that " a portion of these contributions, up to approximately 20%, may be invested in R&D " and "also in complementary productive innovation linked to that R&D," he added.   Leitão Amaro emphasized that " with this transitional regime, we are encouraging the money that is currently idle under a tax benefit to be mobilized for R&D or productive innovation. "

Top 10 AI Customer Service Agents in 2025 - Portugal Business News Tech News International – Here are the ranking of the Top 10 AI Customer Service Agents and Co-Pilots by revenue and market share in 2025, according to a report by CB Insights published on November 12 th , 2025:   Funding to AI Customer Service Agents and Co-Pilots in 2025 reached USD 1,100 million and is thus stabilizing with funding in 2024 that reached the same figure. However, new AI agent startups are gaining ground rapidly using generative AI technology, and companies like Sierra, Crescendo, Decagon, and Chatbase, that were founded in the last 2 years have already reached into the Top 10 Customer Service AI Agents and Co-Pilots by revenue generation.     Top 10 AI Customer Service Agents in 2025:     1 – Zendesk   Zendesk ranks No. 1 AI Customer Service Agent in 2025 with a revenue of USD 200 million and a market share of 16.8%.     2 – Kore.ai   Kore.ai ranks 2 nd  AI Customer Service Agent in 2025 with a revenue of USD 169 million and a market share of 14.2%.     3 – Servicenow   Servicenow ranks 3 rd  AI Customer Service Agent in 2025 with a revenue of USD 142 million and a market share of 11.9%.     4 – Gorgias   Gorgias ranks 4 th  AI Customer Service Agent in 2025 with a revenue of USD 100 million and a market share of 8.4%.     5 – Intercom   Intercom ranks 5 th  AI Customer Service Agent in 2025 with a revenue of USD 100 million and a market share of 8.4%.     6 – SIERRA   SIERRA ranks 6 th  AI Customer Service Agent in 2025 with a revenue of USD 100 million and a market share of 8.4%.     7 – Crescendo   Crescendo ranks 7 th  AI Customer Service Agent in 2025 with a revenue of USD 91 million and a market share of 7.6%.     8 – Yellow.ai   Yellow.ai ranks 8 th  AI Customer Service Agent in 2025 with a revenue of USD 70 million and a market share of 5.9%.     9 – Capacity   Capacity ranks 9 th  AI Customer Service Agent in 2025 with a revenue of USD 63 million and a market share of 5.2%.     10 – PolyAI   PolyAI ranks 10 th  AI Customer Service Agent in 2025 with a revenue of USD 50 million and a market share of 4.2%.

Which European country has the highest average share of e-commerce sales? - Portugal Business News E-Commerce News Europe – Here is the ranking of European countries that have the highest average share of e-commerce sales compared to total business sales, according to a report published by the OECD on November 13th, 2025:   As digital transformation accelerates, measuring digital trade is quickly becoming a trade policy imperative. Overall, digitally ordered trade plays an increasingly significant role in cross-border exchanges, representing nearly half of total digital trade and growing at a similar pace than digitally delivered services, according to the OECD.     Ranking of European countries that have the highest average share of e-commerce sales:     1 – Ireland   Ireland ranks No. 1 European country with the highest average share of e-commerce sales compared to total business sales with a share of 31%.   Ireland also ranks 1 st country worldwide with the highest average share of e-commerce sales.     2 – Czechia   Czechia ranks 2 nd  European country with the highest average share of e-commerce sales compared to total business sales with a share of 28%.   Czechia also ranks 2 nd country worldwide with the highest average share of e-commerce sales.     3 – Belgium   Belgium ranks 3 rd  European country with the highest average share of e-commerce sales compared to total business sales with a share of 26%.   Belgium also ranks 3rd country worldwide with the highest average share of e-commerce sales.     4 – Denmark   Denmark ranks 4 th  European country with the highest average share of e-commerce sales compared to total business sales with a share of 24%.   Denmark also ranks 4th country worldwide with the highest average share of e-commerce sales.     5 – Sweden   Sweden ranks 5 th  European country with the highest average share of e-commerce sales compared to total business sales with a share of 22%.   Sweden also ranks 5th country worldwide with the highest average share of e-commerce sales.     6 – Norway   Norway ranks 6 th  European country with the highest average share of e-commerce sales compared to total business sales with a share of 21%.     7 – Hungary   Hungary ranks 7 th  European country with the highest average share of e-commerce sales compared to total business sales with a share of 20%.     8 – Luxembourg   Luxembourg ranks 8 th  European country with the highest average share of e-commerce sales compared to total business sales with a share of 19%.     9 – Slovak Republic   The Slovak Republic ranks 9 th European country with the highest average share of e-commerce sales compared to total business sales with a share of 19%.     10 – United Kingdom   The UK ranks 10 th  European country with the highest average share of e-commerce sales compared to total business sales with a share of 19%.

Here are the massive AI investments pouring into Portugal - Portugal Business News Government of Portugal News - Here are the massive AI investments pouring into Portugal, according to announcements made by Portugal’s Minister of Infrastructure and Housing, Miguel Pinto Luz, on November 12 th , 2025:   The Government of Portugal’s investments in data communication infrastructure, in response to the growing need for the application of digital technologies to improve the quality and efficiency of existing services in our society, has resulted in increasing investment from international companies in Portugal.     1 - What did Portugal do to attract major AI investments?   To attract major AI investments, Portugal’s Government's commitment to installing submarine cables, 5G, satellites, fiber optic networks, and simplifying applicable legislation were crucial.   The dissemination of a capillary fiber optic network is also a priority for Portugal’s Government, with implementation in the so-called "white zones," in road, rail, port, airport, and metro infrastructure, reflecting a vision of cohesion and development throughout the national territory.     2 - Here are the massive AI investments pouring into Portugal:   Portugal’s investments in a digital highway have attracted major AI projects, including:   1 - Microsoft 's announced investment of $10 billion dedicated to supporting the Artificial Intelligence infrastructure to be placed in the Sines Data Center, which adds to the €8.5 billion investment already committed by Start Campus  for the construction of the Campus.   2 - The partnership established between Start Campus, located at the Sines Data Center Campus, and Nscale , a global Artificial Intelligence (AI) platform based in Europe, for the largest installation operation of Nvidia's next-generation chips in the European Union, that will allow Microsoft to be supported in providing advanced AI capabilities across Europe.   3 - The EllaLink transatlantic submarine cables that are already installed.   4 - The Google Cloud , between Sines and the east coast of the USA, bringing Europe and North America closer together.   5 - The Atlantic Ring Road (CAM)  and inter-island submarine cables ring, managed by Infraestruturas de Portugal.   6 - It is also worth mentioning the investments made by national operators in 5G and satellites , which will amount to €4.2 billion over the next 5 years, essential for its implementation in the field of Artificial Intelligence.     " Portugal's geostrategic location, long considered peripheral, is now central to intercontinental connectivity. This is an opportunity that Portugal cannot and will not waste, given that the largest technological investment ever in our country is underway ," highlighted the Minister of Infrastructure and Housing, Miguel Pinto Luz.

Ranking of Average Annual Salaries in the EU in 2024 - Portugal Business News News Salaries EU - Here is the Ranking of Average Annual Salaries in each EU country in 2024, according to a report published by Eurostat on November 12th, 2025:     1 – What is the Average Annual Salary in the EU in 2024?   The average annual salary in the EU in 2024 is 39,808 euros. The average annual full-time adjusted salary for employees in the EU represents a 5.2% increase compared to 37,800 euros in 2023.     2 – Here is the Ranking of Average Salaries in each EU country in 2024:   1 – Luxembourg   Luxembourg ranks No 1 country in the EU with the highest average salary in 2024, with an average annual salary of 82,969 euros.     2 – Denmark   Denmark ranks 2 nd  country in the EU with the highest average salary in 2024, with an average annual salary of 71,565 euros.     3 – Ireland   Ireland ranks 3 rd  country in the EU with the highest average salary in 2024, with an average annual salary of 61,051 euros.     4 – Belgium   Belgium ranks 4 th  country in the EU with the highest average salary in 2024, with an average annual salary of 59,632 euros.     5 – Austria   Austria ranks 5 th  country in the EU with the highest average salary in 2024, with an average annual salary of 58,600 euros.     6 – Germany   Germany ranks 6 th  country in the EU with the highest average salary in 2024, with an average annual salary of 53,791euros.     7 – Finland   Finland ranks 7 th  country in the EU with the highest average salary in 2024, with an average annual salary of 49,428 euros.     8 – Sweden   Sweden ranks 8 th  country in the EU with the highest average salary in 2024, with an average annual salary of 46,525 euros.     9 – France   France ranks 9 th  country in the EU with the highest average salary in 2024, with an average annual salary of 43,790 euros.     10 – Slovenia   Slovenia ranks 10 th  country in the EU with the highest average salary in 2024, with an average annual salary of 35,133 euros.     11 – Spain   Spain ranks 11 th  country in the EU with the highest average salary in 2024, with an average annual salary of 33,700 euros.     12 – Italy   Italy ranks 12 th  country in the EU with the highest average salary in 2024, with an average annual salary of 33,523 euros.     13 – Malta   Malta ranks 13 th  country in the EU with the highest average salary in 2024, with an average annual salary of 33,499 euros.     14 – Lithuania   Lithuania ranks 14 th  country in the EU with the highest average salary in 2024, with an average annual salary of 29,104 euros.     15 – Cyprus   Cyprus ranks 15 th  country in the EU with the highest average salary in 2024, with an average annual salary of 27,611 euros.     16 – Estonia   Estonia ranks 16 th  country in the EU with the highest average salary in 2024, with an average annual salary of 26,546 euros.     17 – Portugal   Portugal ranks 17 th  country in the EU with the highest average salary in 2024, with an average annual salary of 24,818 euros.     18 – Czechia   Czechia ranks 18 th  country in the EU with the highest average salary in 2024, with an average annual salary of 23,998 euros.     19 – Croatia   Croatia ranks 19 th  country in the EU with the highest average salary in 2024, with an average annual salary of 23,446 euros.     20 – Latvia   Latvia ranks 20 th  country in the EU with the highest average salary in 2024, with an average annual salary of 22,262 euros.     21 – Poland   Poland ranks 21 st  country in the EU with the highest average salary in 2024, with an average annual salary of 21,246 euros.     22 – Romania   Romania ranks 22 nd  country in the EU with the highest average salary in 2024, with an average annual salary of 21,108 euros.     23 – Slovakia   Slovakia ranks 23 rd  country in the EU with the highest average salary in 2024, with an average annual salary of 20,287 euros.     24 – Hungary   Hungary ranks 24 th  country in the EU with the highest average salary in 2024, with an average annual salary of 18,461 euros.     25 – Greece   Greece ranks 25 th  country in the EU with the highest average salary in 2024, with an average annual salary of 17,954 euros.     26 – Bulgaria   Bulgaria ranks 26 th  country in the EU with the highest average salary in 2024, with an average annual salary of 15,387 euros.

Top Insurance Companies in Portugal in 2025 - Portugal Business News Financial News Europe – Here are the Top Insurance Companies in Portugal in 2025, according to data from ASF:   Insurance companies in Portugal grew by 1 billion euros during the first semester of 2025, that represents a market growth of 14.2% compared to the same period in 2024. Life insurance policies grew by 19.4% to reach 3,890 million euros, while non-life insurance policies grew by 9.6% to reach 4,097 million euros, compared to the same period in 2024.     Top 5 Insurance Companies in Portugal in 2025:     1 – Fidelidade   Fidelidade ranks No. 1 Insurance Company in Portugal in 2025 with written premiums of 2,344,014 million euros for the first semester of 2025, that represents a growth of 22.1% compared to the same period in 2024.   Fidelidade has a market share of 29.3% in Portugal, that is a growth of 1.9%. Its insurers include Via Directa, and Multicare.     2 – AGEAS   AGEAS ranks 2 nd Insurance Company in Portugal in 2025 with written premiums of 1,287,886 million euros for the first semester of 2025, that represents a growth of 0.7% compared to the same period in 2024.   AGEAS has a market share of 16.1% in Portugal, that is a decline of -2.2%.     3 – GENERALI   GENERALI ranks 3 rd Insurance Company in Portugal in 2025 with written premiums of 1,100,366 million euros for the first semester of 2025, that represents a growth of 19.7% compared to the same period in 2024.   GENERALI has a market share of 13.8% in Portugal, that is a growth of 0.6%.     4 – VIDACAIXA (BPI VeP)   VIDACAIXA ranks 4 th  Insurance Company in Portugal in 2025 with written premiums of 447,923 million euros for the first semester of 2025, that represents a growth of 30.1% compared to the same period in 2024.   VIDACAIXA has a market share of 5.6% in Portugal, that is a growth of 0.7%.     5 – ALLIANZ   ALLIANZ ranks 5 th Insurance Company in Portugal in 2025 with written premiums of 440,867 million euros for the first semester of 2025, that represents a growth of 8.3% compared to the same period in 2024.   VIDACAIXA has a market share of 5.5% in Portugal, that is a decline of -0.3%.

Portugal presents its AI strategy at the Lisbon Web Summit - Portugal Business News Government of Portugal News - Here is Portugal's AI strategy presented at the Lisbon Web Summit 2025: At the Web Summit 2025 in Lisbon, the Portuguese government reinforced its ambition to position Portugal as a global hub for innovation and artificial intelligence. The strategy rests on three pillars: digital infrastructure, skills development, and the responsible use of technology in service of citizens. "Portugal is building a smarter, faster, and more responsive state that anticipates needs and delivers results for citizens and businesses. Our goal is clear: an agile, transparent, and intelligent state that transforms information into action and challenges into opportunities," stated the Deputy Minister for State Reform, Gonçalo Matias, who represented the Prime Minister at the event. What is Portugal's Agenda for Artificial Intelligence? Portugal's Agenda, which will be presented in the coming weeks, will link technology, the economy, and digital sovereignty. The goal is to make Portugal a responsible AI and innovation hub, with an estimated economic impact of €2.3 trillion by 2030. "We are at a decisive moment: AI is no longer the future, it is transforming the world now. This is our moment to imagine what a state can be — intelligent, dynamic and people-centered," declared Gonçalo Matias. Portugal applys for 16 billion euros for AI gigafactories: Portugal is applying to host European AI gigafactories, in an investment exceeding €16 billion. These projects will strengthen European and national digital sovereignty, uniting national and international technology companies to shape the future of AI and advanced industry in Europe. What is Portugal's AI Strategy for 2026? Portugal's National Data Center Strategy will attract tens of billions of euros in investment. A national cloud will guarantee independence, trust, and security. "Digital transformation is built by people. A digital state cannot prosper without digital citizens," the Minister emphasized. Portugal's Digital Skills Pact aims to train more than two million citizens in basic and advanced digital skills by 2030. What is Portugal's LLM Amália? Presented a year ago at the Web Summit, Amália — the Portuguese large-scale language model (LLM) — has gone from promise to impact. Gonçalo Matias explained that "with Amália, we are providing answers that we couldn't provide yesterday. We want to give each student an AI tutor who listens, guides, and inspires their learning; give each citizen a hand to navigate the State with simplicity, clarity, and care; and give each company the power to imagine, create, and shape its future in the age of artificial intelligence." The goal is to help citizens access digital public services in a more human, direct, and intelligent way. Amália is more than a role model—she's a bridge between ideas and action, and a promise that technology, guided by our values, can transform society. Why is Portugal ideally located for AI gigafactories and data centers? Portugal offers an exceptional strategic position, and Lisbon is among the most globally connected transcontinental cities, complemented by an ecosystem of qualified professionals built through partnerships with world-class universities and innovation hubs. Since AI must be guided by ethics, transparency, and human oversight. Citizen trust is the most valuable asset of digital governance—and it is earned through accountability, intelligent regulation, and data sovereignty, the Portuguese Government will guarantee a stable and investment-friendly regulatory environment, with a strong commitment to digital transformation and AI as pillars of growth.

Who is the youngest self-made tech billionaire? - Portugal Business News Billionaire News - The youngest self-made tech billionaires are the three 22-year-old founders of AI startup Mercor, that is a Decacorn with a valuation of USD 10 billion. Here is how to become a billionaire:   The youngest self-made tech billionaires in history are 22 years old, surpassing Mark Zuckerberg, who became a billionaire at 23 years old, according to Forbes. The three founders of the AI recruiting startup Mercor are Brendan Foody, Adarsh ​​Hiremath, and Surya Midha.   Mercor, that is headquartered in San Francisco, announced a USD 350 million funding round led by Felicis Ventures, with the participation of Benchmark, General Catalyst, and Robinhood, leading to a company valuation of USD 10 billion. How to become a billionaire?   The three 22-year-old billionaire founders of Mercor are high school friends and members of the program run by billionaire investor Peter Thiel, who awards USD 100,000 a year to young people in exchange for forgoing college and starting a company instead.   This is why Adarsh ​​Hiremath decided to drop out of Harvard which led to founding a Decacorn, no less, in just 2 years. Being a college dropout seems to be the new path to success for twentysomethings who start an AI tech startup.

Top 10 billionaires in Spain in 2025 - Portugal Business News Billionaires News Europe – Here is the ranking of the Top 10 billionaires in Spain in 2025 and how they became billionaires, according to the Forbes list published in November 2025:     Top 10 billionaires in Spain in 2025:     1 - Amancio Ortega   Amancio Ortega ranks No 1 richest billionaire in Spain in 2025 with a wealth valued at 109.9 billion euros .   Amancio Ortega became a billionaire through the Textile sector as he is the majority shareholder of Inditex. The businessman manages his wealth through his holding company, Pontegadea Inversiones, which has a real estate portfolio in addition to his Inditex shares.     2 – Sandra Ortega   Sandra Ortega ranks 2nd richest billionaire in Spain in 2025 with a wealth valued at 10 billion euros.   Sandra Ortega became a billionaire through the Textile sector as she is a shareholder of Inditex. She is the daughter of Amancio Ortega and her stake in the company founded by her father makes her the richest woman in Spain. Sandra controls her shares, as well as other properties and investments, through the holding company Rosp Corunna.     3 - Rafael del Pino Calvo-Sotelo   Rafael del Pino Calvo-Sotelo ranks 3rd richest billionaire in Spain in 2025 with a wealth valued at 8 billion euros.   Rafael del Pino Calvo-Sotelo became a billionaire through the Infrastructure sector as he is the President of Ferrovial. He controls both his stake in Ferrovial and his other investments through his holding company, Rijn Capital. However, this is not his only company; he also owns Allocation Sicav.     4 - Juan Roig   Juan Roig ranks 4 th  richest billionaire in Spain in 2025 with a wealth valued at 7.9 billion euros.   Juan Roig became a billionaire through the Distribution sector as he is the President of Mercadona supermarket group, the leading food chain in Spain, with a presence in Portugal.     5 - Juan Carlos Escotet   Juan Carlos Escotet ranks 5 th richest billionaire in Spain in 2025 with a wealth valued at 6.2 billion euros.   Juan Carlos Escotet became a billionaire through the Banking sector as he is the principal shareholder of Abanca, as well as the founder of Banesco International Financial Group. His wealth stems from his businesses in the financial sector, though his investments are highly diversified, including his role as the main shareholder of Real Club Deportivo de La Coruña.     6 - Tomás Olivo   Tomás Olivo ranks 6th richest billionaire in Spain in 2025 with a wealth valued at 4.6 billion euros.   Tomás Olivo became a billionaire through the Shopping Centers sector as he is the Owner of General Shopping Galleries. Olivo owns General de Galerías Comerciales (GGC), a company that has been publicly traded since 2017. Although GGC's valuation has remained stable, thanks to Olivo's diversified investments in the banking sector, his position has improved considerably.     7 - Hortensia Herrero   Hortensia Herrero ranks 7 th richest billionaire in Spain in 2025 with a wealth valued at 4.4 billion euros. She is also the 2 nd  richest woman in Spain in 2025.   Hortensia Herrero became a billionaire through the Distribution sector as she controls 27.71% of Mercadona's shares. She is also the president of the Hortensia Herrero Foundation, through which she promotes cultural projects, and one of the country's most important collectors of contemporary art.     8 - María del Pino Calvo-Sotelo   María del Pino Calvo-Sotelo ranks 8th richest billionaire in Spain in 2025 with a wealth valued at 4.2 billion euros. She is also the 3rd richest woman in Spain in 2025.   María del Pino Calvo-Sotelo became a billionaire through the Infrastructure sector as she is the president of the Rafael del Pino Foundation, named after her father. Her brother, Rafael del Pino, is the president of Ferrovial, the company to which the family owes its fortune.     9 - Miguel Fluxá Roselló   Miguel Fluxá Roselló ranks 9 th richest billionaire in Spain in 2025 with a wealth valued at 3.3 billion euros.   Miguel Fluxá Roselló became a billionaire through the Tourism sector as he is the president of the Iberostar group, as well as a major shareholder. He owns 51% of Sayglo Holding SL, a family holding company he shares with his daughters, Sabina and Gloria, who each own 24.5%. This company, in turn, owns 59% of Iberostar.     10 - Florentino Pérez   Florentino Pérez ranks 10 th richest billionaire in Spain in 2025 with a wealth valued at 3.1 billion euros.   Florentino Pérez became a billionaire through the Infrastructure sector as he is the President of ACS and Real Madrid.